Apparently, psp users are not able to open up my .psd templates. From now on, I am going to save each layer individually as .png files - that way they can be used by everyone. I am going to go back through the templates already in stores and add the separate png layers. My new templates that I uploaded today DO have the separate png layers. If you have bought any of my past templates, and cannot open them, please email me at email@example.com and I will send you a link that includes all the template layers separately. I hope this makes sense!